Component-level modernization, alongside the installed core.
Large commercial banks rarely replace cores wholesale. Bankware components work alongside the installed core: KB Kookmin Bank defines and manages its financial products on BX-PF, and BX-M is the corporate standard framework at Woori Bank and Shinhan Bank.
Commercial banks need modernization without core replacement.
Large Korean commercial banks run installed cores that have been refined over decades. Wholesale core replacement is rarely on the table: operational risk, regulatory exposure, and disruption cost are all prohibitive. The commercial-bank engagement instead targets component-level adoption: a product factory for defining and managing products (KB Kookmin Bank, IBK Industrial Bank of Korea), an integration framework that connects the bank's channel and partner ecosystem, and a Java application framework that carries operational stability across the broader portfolio.
Component-level products engineered for installed-core institutions.
Define and manage financial products on one master, without touching the installed core. KB Kookmin Bank and IBK Industrial Bank of Korea run BX-PF.
Read moreEnterprise-wide interface integration via EAI. Connect channels, partner systems, regulatory APIs, and downstream platforms through one integration plane.
Read moreJava application framework and batch scheduler. The corporate standard framework at Woori Bank, Shinhan Bank, BC Card, and Hyundai Card.
Read moreThree outcomes for the commercial-bank modernization track.
Replace the layers that are holding the bank back, product engineering, integration, framework, without touching the installed core. Lower risk, faster ROI.
BX-M is the corporate standard framework at Woori Bank, Shinhan Bank, BC Card, and Hyundai Card. KB Kookmin Bank and IBK Industrial Bank of Korea manage their financial products on BX-PF.
BX-M carries the operational rigor: Java development framework, batch scheduler, audit trail. The same discipline that runs CBP at smaller institutions, applied at commercial-bank scale.
Commercial banks and card companies
on Bankware components.
KB Kookmin Bank uses BX-PF, Bankware's product factory, to define and manage its financial products. Bundled products such as the KB Plustar account combine the bank's services with KB Securities' brokerage in one product.
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Hyundai Card's next-generation card system was developed on BX-M, Bankware's Java development platform, with BX-PF for card products (2012). BX-M is Hyundai Card's corporate standard framework, and BX-I handles interfaces.
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Product release time reduced sevenfold after adopting BX Product Factory. The reference for installed-core institutions seeking product-engineering modernization without full core replacement.
Read the engagementTell us about your commercial-bank modernization track.
The Bankware commercial-banking team will respond within two business days.