Retail banking, assembled from BX-CBB's 11 base components.
BX-RBS is the CBP deployment for retail banking, deposits, loans, payments, cards. Production across Korea, China, Japan, and Southeast Asia, deployed on-premise or private cloud.
BX-RBS Key Benefits
engineered for retail at production scale.
Rapidly Develop and Manage New Products
Develop and manage new products quickly, with the BX Product Factory layer carrying the parameterized product definitions. At IBK Industrial Bank of Korea, product release became seven times faster than its previous method after adopting BX-PF.
Talk to an expertRetail institutions across Asia and beyond.
Seven systematic capabilities behind every BX-RBS deployment.
Systematic functional architecture covering the entire retail-banking surface, deposits, loans, payments, cards, FX, on one consistent platform.
Robust organization and rules management for institution policy enforcement, approval ladders, and workflow configuration.
Flexible customer service delivery across channels and segments, branch, mobile, internet, ATM, and partner.
Efficient bulk processing capabilities for end-of-day reconciliation, statement generation, and batch workloads.
Mobile and self-service support for digital-first customer journeys, with omnichannel session continuity.
Enhanced security and authorization management across the operational surface, multi-factor, role-based, audit-tracked.
Comprehensive financial service provisioning across the retail product catalog, one platform, every customer journey.
Modern industry standards, production-grade engineering.
Docker and Kubernetes runtime, multi-cloud and cloud-agnostic deployment across AWS, Azure, and Google Cloud.
RESTful, GraphQL, and OpenAPI specifications, every capability exposed through a stable, versioned API surface.
Native Open Banking interfaces for regulatory APIs, third-party providers, and partner ecosystem integration.
OAuth 2.0, OpenID Connect, and end-to-end encryption across every layer, from edge to data.
GDPR, PSD2, and Basel III compliance built into the platform, configurable per jurisdiction and product line.
Apache Kafka and RabbitMQ for event-driven balance updates, real-time risk scoring, and message orchestration.
TensorFlow and PyTorch integration for credit scoring, fraud detection, and personalization workloads.
Jenkins and GitLab CI/CD pipelines, infrastructure-as-code, and zero-downtime deployments.
React and Progressive Web App (PWA) front-end for institution-grade web and mobile experiences.
Korea's first internet bank built on BX-RBS
, eleven months, four ahead of competitors.
“K-Bank received Korea's first internet-only bank licence in 2016. Bankware built its core banking system, covering customers, deposits, loans and payments, in eleven months on BX-CBP and BX-PF, and the bank opened in 2017.”
Read the engagement
Tell us about your retail-banking transformation.
The Bankware retail-banking team will respond within two business days.