PRODUCT FACTORY

One product master,
defined once, used everywhere.

BX Product Factory consolidates product information across deposits, loans, cards, and payments. KB Kookmin Bank defines and manages its financial products on BX-PF, and IBK Industrial Bank of Korea releases products seven times faster than with its previous method.

Plan
Spec, roadmap, and product taxonomy
Design
Parameter modeling and template binding
Develop
Configurator-driven rule assembly
Deploy
Multi-channel rollout pipeline
Product API
Canonical record distribution
AT A GLANCE

One product factory for deposits, loans, cards, and payments.

Templates
0+ Pre-built
Refined financial-product condition templates bundled with the platform.

0%Faster Launch
New-product launch time versus traditional dev
Launch cycle
0–4Weeks
Compressed from the 6–12 month industry typical.

0×Faster
IBK product release time
WHY BX-PF

Four roles, one master system,
and a product catalogue defined once.

Define Once, Use Everywhere

BX-PF is the bank's master system for product information. Every product attribute, fee schedule, and interest rule is defined once in PF, then distributed via standardized APIs to CBP, BADA, and every downstream channel. Inconsistencies between mobile, teller, and accounting are eliminated by design.

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PLATFORM FEATURES

A flexible model, a thousand templates,
and a core that no longer carries product logic.

01
Flexible Model

A flexible product model enables scalability and extensibility, meeting the diverse needs of financial products and various business requirements.

02
Template Based

With over 1,000 templates, our template-based approach empowers you to define products swiftly and easily.

03
Independent Fee & Interest Calculation

The autonomous fee and interest calculation removes all logic from the core banking system, resulting in a highly simplified and streamlined core system.

PARTNER ECOSYSTEM

Product Factory deployment is a partnership
with the integrators who carry the product catalogue.

BX Product Factory engagements run alongside regional SIs and product-modeling consultancies. Product taxonomy definition, channel-integration testing, and the legacy-product migration path are sized and staffed jointly. The product model is shared across BX CBP, BADA SaaS, and the BX Payment Suite, a product designed once in PF is available wherever the bank chooses to operate it.